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How multi-state licensing actually works.
Mortgage licensing is state-by-state, and it follows the property. If you live in Georgia and you're buying a rental in Tennessee, what matters is that I'm licensed in Tennessee. Same if you're relocating — I can start your pre-approval before you've moved.
Each state also runs its own housing finance agency, with its own down payment assistance and first-time buyer programs. Those differ meaningfully from one state to the next, which is why each state below has its own page.
Not sure which state applies?
If you're buying across state lines, relocating, or financing property in more than one state, just tell me the situation. Sorting that out is a two-minute conversation.
Licensed in: Alabama, Colorado, Florida, Georgia, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia
NMLS # 2644875 · AL 22977 | CO | FL MLD1880 | GA 181106 | IN 181106 | MI fl0022342 | MO | NC B-203722 | OH RM.804600.000 | PA 92105 | SC MLS – 181106 | TN 204577 | VA MC-7357 & MC-7357