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Let's Start with a Conversation
What Happens After You Hit Send
1. I read it and reply
2. We talk for 20 minutes
2. We talk for 20 minutes
Within one business day, usually sooner. If I'm not the right fit for what you need, I'll say so and point you somewhere better.
2. We talk for 20 minutes
2. We talk for 20 minutes
2. We talk for 20 minutes
Phone or video, whichever you prefer. I'll ask questions about your situation and timeline. You ask me anything you want.
3. You decide what's next
2. We talk for 20 minutes
3. You decide what's next
Maybe that's a pre-approval. Maybe it's a plan to circle back in six months. Either one is a good outcome.
Frequently Asked Questions
No. The initial conversation is free, and there's no fee to get pre-approved. As a broker, I'm paid at closing — so if your loan doesn't close, I don't get paid.
No. Reaching out through this page doesn't involve a credit check. A credit pull only happens later, with your permission, when you're ready to move toward pre-approval.
Not at all. Plenty of people contact me eight or twelve months before they buy, just to understand what's possible. That's a good time to start.
Nothing. Come as you are. It helps if you have a rough sense of your timeline and price range, but if you don't, figuring that out is exactly what the conversation is for.
I'm licensed in eleven: Alabama, Colorado, Florida, Georgia, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, and Virginia. The property location determines which license applies, not where you live.
Most of my loans close in about 20 days. That's faster than the industry average, and it comes from being a solo broker — your file doesn't sit in a queue behind three hundred others.
Shelly Leggett | NMLS #2644875 | Shelly Does Mortgages Powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | CO | FL MLD1880 | GA 181106 | NC B-203722 | PA 92105 | TN 204577 | VA MC-7357 & MC-7357 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
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